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  Poor credit report affects your loan application negatively with some lenders. This is because some 2nd mortgage lenders rely on credit score and might reject your loan application. You might not qualify for equipment finance in NZ if you have a bad credit score. Some lenders never look at your credit score, instead, they consider your income and spending habits. Continue Reading To Know More.

  The second mortgage allows the borrower to take out a loan against the equity in the already mortgaged property. If you are looking for a funding option that uses the available equity in your property and are not looking to refinance your existing mortgage, then a second mortgage can be an excellent and cost-effective option to select. Click to Read More .